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Published on Dec 30, 2025

 The December 2025 floods hit Puyallup with historic force—creeks overflowed, streets vanished under water, and entire neighborhoods faced sudden devastation. If your home in Puyallup was damaged in this year’s flooding, you’re dealing with the stress, uncertainty, and emotional weight that comes with seeing your safe space turned upside down.

But take a breath—you can recover, and you don’t have to navigate the process alone. At Next Gen Remodel NW, we specialize in flood damage repair in Puyallup, and we work directly with your homeowner’s insurance company to help get your home restored efficiently and correctly.

This guide breaks down how to recover step-by-step, what to expect, and how to protect yourself financially during the insurance process.

1. Before Anything Else: Safety First

Flood-damaged homes can pose serious risks. Before stepping inside, look for:

  • Structural damage (leaning walls, sagging floors, cracks)

  • Electrical hazards

  • Gas leaks

  • Sewage contamination

  • Mold growth

  • Unstable ceilings or drywall

If you’re unsure, wait for a professional. A flooded home can be more dangerous than it looks from the outside.

2. Document Absolutely Everything

When it comes to flood insurance claims, documentation is your best friend. Before moving or cleaning anything, walk through your home with your phone and take:

  • Wide photos of each room

  • Close-up photos of damaged items

  • Videos showing water lines, soaking, and structural issues

  • Photos of debris, mud, and silt

  • Photos of appliances, furniture, flooring, and walls

This evidence is essential for proving your loss and getting the coverage your policy includes.

Don’t throw away damaged items yet—your adjuster may need to see them in person.

3. Notify Your Insurance Company Immediately

With thousands of Puyallup and Pierce County claims filed at once, delays are inevitable. The sooner you file, the sooner your restoration can begin.

During your call, be prepared to ask:

  • What does my policy cover for flood damage?

  • What are my limits and deductibles?

  • Do I have coverage for temporary housing?

  • Will the insurance company send an adjuster, and when?

  • Is there an approved contractor list (optional to use)?

Write down your claim number and every person you speak to.

At Next Gen Remodel NW, we help homeowners in Puyallup handle the claim process from start to finish. We work directly with insurance companies to make sure nothing gets overlooked.

4. Begin Water Extraction and Drying Right Away

Standing water is the fastest way for damage to spread. Within 24–48 hours, mold begins forming, wood starts swelling, and drywall becomes unsalvageable.

Our flood damage repair team in Puyallup handles:

  • Water pumping and extraction

  • Moisture detection

  • Removal of damaged materials

  • Industrial drying and dehumidifying

  • Mold prevention treatments

This early stage is critical to prevent long-term structural issues.

5. Remove Damaged Materials Safely

Floodwater is contaminated—often containing chemicals, bacteria, and sewage. Because of this, certain materials must be removed no matter what.

This includes:

  • Drywall below the waterline

  • Insulation

  • Carpet and padding

  • Laminate flooring

  • Baseboards and trim

  • Warped cabinets

  • Damaged furniture

We dispose of materials safely and according to code so your home is ready for rebuilding.

6. Have Your Home Professionally Assessed for Hidden Damage

One of the biggest mistakes homeowners make is assuming damage stops where the water stopped. Unfortunately, water often spreads behind walls, under flooring, and into structural components.

Our restoration assessments include:

  • Checking floor joists and subfloors

  • Inspecting wall framing

  • Testing moisture deep within materials

  • Reviewing electrical systems

  • Evaluating plumbing damage

  • Inspecting HVAC equipment

  • Checking for foundation shifts

A thorough inspection ensures your home is restored safely—not just cosmetically.

7. Now the Restoration (Rebuild) Phase Begins

Once your Puyallup home is dry and cleared, it’s time to rebuild. This is where you see your home come back to life.

A flood damage restoration typically includes:

  • Reframing damaged areas

  • Installing new insulation

  • Drywall installation and finishing

  • New flooring (LVP, tile, carpet, etc.)

  • Painting

  • Replacing cabinets and countertops

  • Repairing electrical and plumbing

  • Restoring kitchens, bathrooms, and laundry rooms

  • Exterior and siding repairs if applicable

At Next Gen Remodel NW, we rebuild to local code—and often to a higher standard than before.

8. How to Work With Insurance Without Losing Your Mind

Insurance is one of the trickiest parts of flood recovery. Homeowners often feel lost or overwhelmed, but we help simplify everything.

We help by:

  • Meeting with your adjuster personally

  • Providing detailed repair estimates

  • Documenting hidden and structural damage

  • Speaking the “insurance language” so nothing essential gets denied

  • Ensuring repairs are covered properly

  • Helping appeal when needed

Insurance companies aim to minimize costs. Our job is to make sure your home gets restored correctly, not cheaply.

9. Protect Your Home From Future Flooding

Many homeowners in Puyallup are now choosing upgrades to reduce future risk, such as:

  • Water-resistant flooring

  • Mold-resistant drywall

  • Improved exterior drainage

  • Sump pumps

  • Elevated electrical systems

  • Vapor barriers

  • Better insulation

  • Hardie siding

You can rebuild smarter—and be more protected during future storms.

10. Call Next Gen Remodel NW — Your Puyallup Flood Restoration Specialists

Recovering from the 2025 Puyallup flood is not easy, but you don’t have to manage it alone. Next Gen Remodel NW is here to guide you through every step, from documenting loss to working with insurance to rebuilding your home stronger than before.

We specialize in:

  • Flood damage repair

  • Water extraction

  • Mold prevention

  • Structural restoration

  • Full home reconstruction

  • Insurance claim support

  • Kitchen and bathroom rebuilding

If your home in Puyallup was affected by the December 2025 flooding, call us today at (253) 777-2088.

Let’s bring your home—and your peace of mind—back to life.

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